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Terms & Conditions

East Two West LLC Website: e2wusa.com

Effective Date: July 24, 2026 Last Updated: July 24, 2026

1. Agreement to Terms

These Terms and Conditions (the “Terms”) form a binding agreement between you and East Two West LLC, a Utah limited liability company (“East Two West,” “we,” “us,” or “our”), governing your access to and use of e2wusa.com and any related pages, forms, content, downloads, communications, and services we make available (collectively, the “Site”).

By accessing the Site, submitting information through any form, subscribing to any list, downloading any material, or otherwise using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, which is incorporated here by reference. If you do not agree, please discontinue use of the Site.

2. Eligibility

The Site is intended for individuals who are at least eighteen years of age and who are residents of the United States. By using the Site, you represent that you meet these requirements and that you have the legal capacity to enter into these Terms. If you are using the Site on behalf of a business or other entity, you represent that you are authorized to bind that entity to these Terms.

3. Description of the Site and Services

The Site provides educational and informational content, and allows visitors to request information, schedule conversations, and connect with East Two West or with licensed professionals and partner firms with whom we work.

We may add, modify, suspend, or discontinue any portion of the Site or any service at any time, with or without notice. We are under no obligation to maintain any particular content, feature, or availability.

4. Educational Purpose Only. No Professional Advice.

All content on the Site is provided for general educational and informational purposes only.

Nothing on the Site constitutes, nor should it be construed as, any of the following:

  • Financial, investment, or securities advice

  • Tax advice or a tax opinion

  • Legal advice

  • Accounting advice

  • A recommendation, solicitation, or offer to buy or sell any security, insurance product, or financial instrument

  • An offer of insurance in any jurisdiction where such an offer would be unlawful

No fiduciary, advisory, agency, or professional relationship of any kind is created by your use of the Site, by your submission of a form, or by your receipt of any communication from us.

You should consult your own licensed attorney, certified public accountant, tax professional, or other qualified advisor before acting on any information found on the Site. Your financial circumstances are specific to you, and general information cannot account for them.

5. Insurance and Financial Product Disclosures

Where the Site discusses insurance products or financial strategies, the following apply:

  • Any product discussion is general in nature. Product availability, features, costs, and terms vary by carrier, by state, and by individual underwriting.

  • Guarantees associated with any insurance product are subject to the claims-paying ability and financial strength of the issuing insurance company.

  • Dividends, where mentioned, are not guaranteed.

  • Policy loans accrue interest and reduce cash value and death benefit while outstanding.

  • Any figures, illustrations, projections, or examples appearing on the Site are hypothetical, are provided for illustration only, and are not a promise or projection of actual results.

  • Insurance products are offered only through appropriately licensed individuals and only in states where such licensing is in effect. Nothing on the Site should be treated as a binding quote or as evidence of coverage.

  • No coverage is in force unless and until a formal application is submitted, underwritten, approved, and issued by an insurance carrier, and any required premium is paid.

6. No Guarantee of Results

We make no representation, promise, or guarantee regarding any outcome, financial result, savings, return, tax treatment, or benefit you may experience. Past results described on the Site, whether by us or by third parties, do not predict or guarantee future results. Individual outcomes depend on factors outside our control, including your circumstances, your decisions, market conditions, carrier decisions, and applicable law.

7. Information You Submit

When you submit information through a form, request materials, or otherwise contact us, you agree that the information you provide is accurate, current, and complete, and that you have the right to provide it.

You are responsible for maintaining the confidentiality of any credentials associated with a Site account, if applicable, and for all activity occurring under those credentials.

We reserve the right to decline, limit, or discontinue service to any person or entity, at our discretion, for any lawful reason.

8. Electronic Communications and Consent to Contact

By submitting your contact information through the Site, you consent to receive communications from East Two West and its authorized representatives by email, telephone, and text message at the contact information you provide, including communications regarding your inquiry, educational content, event notices, and related offerings.

You acknowledge and agree to the following:

  • Consent to receive marketing communications is not a condition of purchasing any product or service.

  • Message and data rates may apply to text messages, and message frequency varies.

  • You may opt out of marketing emails at any time by using the unsubscribe link contained in those emails, and you may opt out of text messages by replying STOP.

  • We may still send you transactional or administrative messages relating to an active request or relationship after you opt out of marketing communications.

You further agree that communications delivered electronically satisfy any legal requirement that such communications be in writing.

9. Intellectual Property

The Site and all of its contents, including text, graphics, logos, images, video, audio, downloadable materials, page layout, design elements, and the compilation and arrangement of the foregoing, are owned by East Two West or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws.

Subject to your compliance with these Terms, we grant you a limited, revocable, non-exclusive, non-transferable license to access and view the Site, and to download or print materials expressly made available for that purpose, solely for your own personal or internal business reference.

Except as stated above, you may not copy, reproduce, republish, distribute, sell, license, publicly display, modify, create derivative works from, frame, mirror, scrape, or otherwise exploit any portion of the Site without our prior written permission.

“East Two West” and any associated names, logos, and marks appearing on the Site are marks of East Two West LLC. Third-party names and marks appearing on the Site are the property of their respective owners and are used for identification purposes only. Their appearance does not imply endorsement.

10. Acceptable Use

You agree not to do any of the following:

  • Use the Site for any unlawful purpose or in violation of any applicable law or regulation

  • Attempt to gain unauthorized access to the Site, its servers, or any connected system

  • Introduce viruses, malware, or any other harmful code

  • Use any robot, spider, scraper, crawler, or automated means to access, collect, or extract data from the Site

  • Interfere with, disrupt, or place an unreasonable load on the Site or its infrastructure

  • Reverse engineer, decompile, or attempt to derive the source code of any portion of the Site

  • Impersonate any person or entity, or misrepresent your affiliation with any person or entity

  • Submit false, misleading, or fraudulent information

  • Harvest contact information from the Site for unsolicited commercial communication

  • Use the Site or its content to develop, train, or improve any machine learning or artificial intelligence system without our prior written permission

11. Third-Party Links, Content, and Services

The Site may contain links to third-party websites, platforms, scheduling tools, payment processors, or other resources, and may reference third-party products, firms, or professionals. We do not control these third parties and are not responsible for their content, accuracy, privacy practices, availability, products, or services.

Links and references are provided for convenience only and do not constitute an endorsement. Your dealings with any third party, including any purchase, engagement, or exchange of information, are solely between you and that third party. We encourage you to review the terms and privacy policies of any third-party site you visit.

12. Privacy

Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, share, and safeguard information. Please review it carefully.

13. Disclaimer of Warranties

THE SITE AND ALL CONTENT, MATERIALS, INFORMATION, AND SERVICES MADE AVAILABLE THROUGH IT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.

TO THE FULLEST EXTENT PERMITTED BY LAW, EAST TWO WEST DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, timely, secure, or error free, that defects will be corrected, that the Site is free of viruses or other harmful components, or that any content is accurate, complete, current, or reliable. Laws, tax treatment, product features, and market conditions change, and content on the Site may become outdated.

Some jurisdictions do not allow the exclusion of certain warranties, so portions of this section may not apply to you.

14. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, EAST TWO WEST LLC AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, AND AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, BUSINESS OPPORTUNITY, OR ANTICIPATED SAVINGS, ARISING OUT OF OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THE SITE, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR ANY OTHER THEORY, AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT WILL OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SITE OR THESE TERMS EXCEED THE GREATER OF THE AMOUNT YOU PAID TO US FOR ACCESS TO THE SITE IN THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED UNITED STATES DOLLARS.

The limitations in this section apply to the fullest extent permitted by applicable law and do not limit liability that cannot lawfully be limited.

15. Indemnification

You agree to defend, indemnify, and hold harmless East Two West LLC and its members, managers, officers, employees, contractors, agents, and affiliates from and against any claims, demands, actions, losses, liabilities, damages, costs, and expenses, including reasonable attorney fees, arising out of or relating to your use of the Site, your violation of these Terms, your violation of any applicable law, or your violation of the rights of any third party.

16. Termination

We may suspend or terminate your access to the Site at any time, without notice and for any lawful reason, including any suspected violation of these Terms. Sections that by their nature should survive termination, including intellectual property, disclaimers, limitation of liability, indemnification, and dispute resolution, will survive.

17. Dispute Resolution and Arbitration

Please read this section carefully. It affects your legal rights.

Informal resolution first. Before initiating any formal proceeding, you agree to contact us at info@e2wusa.com with a written description of the dispute and to attempt in good faith to resolve the matter informally for a period of at least thirty days.

Binding arbitration. If the dispute is not resolved informally, any dispute, claim, or controversy arising out of or relating to the Site or these Terms will be resolved by final and binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules or Commercial Arbitration Rules, as applicable. The arbitration will take place in Wasatch County, Utah, or by videoconference at the arbitrator's discretion. Judgment on the award may be entered in any court of competent jurisdiction.

Class action waiver. You and East Two West agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person's claims.

Exceptions. Either party may bring an individual claim in small claims court if it qualifies, and either party may seek injunctive or equitable relief in a court of competent jurisdiction to protect intellectual property or confidential information.

18. Governing Law and Venue

These Terms and any dispute arising from them are governed by the laws of the State of Utah, without regard to its conflict of laws principles. To the extent any matter is not subject to arbitration under Section 17, you consent to the exclusive jurisdiction and venue of the state and federal courts located in Wasatch County, Utah.

19. Changes to These Terms

We may revise these Terms at any time. Revisions become effective when posted to this page, and the “Last Updated” date above will reflect the change. Your continued use of the Site after revisions are posted constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

20. General Provisions

Severability. If any provision of these Terms is held unenforceable, that provision will be modified to the minimum extent necessary or severed, and the remaining provisions will remain in full force.

No waiver. Our failure to enforce any provision is not a waiver of our right to do so later.

Assignment. You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, reorganization, or sale of assets.

Entire agreement. These Terms, together with the Privacy Policy and any additional terms applicable to a specific service, constitute the entire agreement between you and East Two West regarding the Site.

Force majeure. We are not liable for any failure or delay in performance resulting from causes beyond our reasonable control.

Headings. Section headings are for convenience only and do not affect interpretation.

21. Contact

Questions, notices, or concerns regarding these Terms may be directed to:

East Two West LLC Email: info@e2wusa.com Website: e2wusa.com

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